:root{--navy:#0c3b66;--blue:#1e88e5;--ink:#0f2136;--bg:#f6fafc}
*{box-sizing:border-box}
html,body{margin:0;padding:0;font-family:system-ui,-apple-system,Segoe UI,Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg)}
.container{max-width:1100px;margin:0 auto;padding:0 18px}
.header{position:sticky;top:0;background:#fff;border-bottom:1px solid #e7eef6;z-index:30}
.nav{display:flex;align-items:center;justify-content:space-between;padding:10px 0}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy);font-weight:800}
.brand img{height:44px}
.nav a{color:var(--ink);text-decoration:none;margin-left:16px;font-weight:600}
.nav a.cta{background:var(--navy);color:#fff;padding:10px 14px;border-radius:10px}
.hero{background:linear-gradient(135deg,var(--navy),#164d82 60%, var(--blue));color:#fff;padding:60px 0}
.hero h1{margin:0 0 8px 0;font-size:38px}
.hero p{max-width:720px;margin:0;opacity:.95}
.badge{display:inline-block;background:rgba(255,255,255,0.1);border:1px solid rgba(255,255,255,0.25);padding:6px 10px;border-radius:999px;font-size:13px;margin-right:8px;margin-top:8px}
.cta-row{margin-top:18px;display:flex;gap:10px;flex-wrap:wrap}
.btn{display:inline-block;padding:12px 16px;border-radius:10px;text-decoration:none;font-weight:700}
.btn.primary{background:#fff;color:var(--navy)}
.btn.secondary{background:rgba(255,255,255,0.08);color:#fff;border:1px solid rgba(255,255,255,0.3)}
.section{padding:50px 0}
.section h2{margin:0 0 12px 0;color:var(--navy);font-size:32px}
.grid{display:grid;gap:16px;grid-template-columns:repeat(3,1fr)}
.card{background:#fff;border:1px solid #e7eef6;border-radius:12px;padding:16px}
.footer{background:#0c2036;color:#cfe2ff;padding:24px 0;font-size:14px}
.footer a{color:#fff}
@media(max-width:900px){.grid{grid-template-columns:1fr}.hero h1{font-size:32px}}